Mortgage Services
A residential home mortgage is a type of loan used by individuals and families to purchase or refinance a home intended for personal use. This mortgage allows buyers to secure financing for single-family homes, condos, townhouses, or multi-family properties (up to four units). Residential mortgages typically come with various loan options such as fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, and conventional loans. The loan is secured by the property itself, meaning the home serves as collateral until the mortgage is fully repaid. Whether you're a first-time homebuyer, upgrading to your dream home, or looking to refinance your existing loan, a residential mortgage offers flexible terms and interest rates tailored to your financial goals.